regul8 for
Canada Auto
The end-to-end SaaS solution that streamlines regulatory reporting for auto insurers in Canada.
Why regul8?
regul8 is a reporting-as-a-service platform built for auto insurers in Canada that standardizes and maps policy and claims data to program-specific reporting structures, then pre-validates outputs to reduce rework and ensure reporting integrity.
Reporting teams use regul8 to validate data, manage corrections, and maintain full traceability across reporting cycles — including the handling of late source data, out-of-sequence endorsements, and jurisdictional reporting variations. Built-in pre-validation and the ability to carry forward historical corrections reduce manual effort and rework while maintaining an auditable reporting process.
Complete Auto Regulatory Coverage
regul8 supports key statistical plans including:
GISA ASP (General Insurance Statistical Agency Automobile Statistical Plan)
IBC (Insurance Bureau of Canada) DASH (Driver and Automobile Search History)
FA (Facility Association) Risk Sharing Pool (RSP)
PSA (Plan Statistic Automobile) & FCSA (Fichier Central des Sinistres Automobiles) to Quebec’s GAA (Groupement des Assureurs Automobiles)
PRR (Plan de Répartition des Risques) also known as QRSP (Quebec Risk Sharing Pool)
InfoNIV (numéro d’identification du véhicule — vehicle identification number)
Reporting with Confidence
Auto reporting in Canada runs on shifting requirements, province-by-province variations, and strict submission standards across personal and commercial auto.
regul8 manages the full reporting lifecycle: from ingestion, transformation, validation, to reconciliation to produce submission-ready outputs. With an evergreen platform, teams stay compliant even when reporting rules or statistical plans evolve.
Built for Regulatory Confidence
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Deploys quickly and manages data from varied sources, including client-specific models, aligning them into a single standardized schema based on regulatory criteria to generate all statistical submissions.
When paired with regul8 Connect — optimized for Guidewire Cloud — to power data consumption, reporting becomes faster and more consistent.
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Handles complex scenarios such as out-of-sequence endorsements, managing multi-province variations, and correcting future transactions based on historical corrections – reducing manual effort and errors.
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Pre-validates data to avoid deficiency fees and provides operational analytics to improve data quality, increasing compliance.
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Submits multiple statistical plans per jurisdiction and supports data certification when carriers modify data sources, streamlining workflows, shortening time-to-production, and reducing the risk of penalties.
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Delivers evergreen updates and on-demand performance that minimizes technical debt when processing data from multiple core systems, regul8 delivers output that ensures compliance with evolving Canadian auto regulations.
Operational Capabilities
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Pre-Submission Validation
regul8 validates reporting data before submission, helping insurers identify errors early and reduce the risk of rejected filings or regulatory penalties.
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Late & Out-of-Sequence Data Handling
regul8 manages late-arriving source data and out-of-sequence transactions, ensuring reporting accuracy even when upstream deliver updates outside standard reporting cycle.
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Automated Correction Workflows
regul8 streamlines correction cycles by automatically incorporating updated data and resubmissions, reducing manual rework and improving reporting efficiency.
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Historical Submission Tracking
All submissions and revisions are tracked over time, providing a clear audit trail and helping reporting teams maintain accuracy and compliance across reporting periods.
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![Accelerated Data Extraction with regul8 Connect]()
Accelerated Data Extraction with regul8 Connect
Compatible with regul8 Connect, regul8 enables faster and more consistent data extraction through Guidewire Cloud Data Access (CDA) or Integration Gateway.
Recent Project
Alberta’s 2027 auto reform revises more than benefit design: it modifies how insurers classify accident benefits, bodily injury, uninsured automobile, Grid risks, and RSP business across GISA and FA reporting. For carriers, the challenge is translating Care-First and Grid repeal into submission-ready reporting before the reform takes effect.
Effective January 1, 2027, Alberta’s auto reform does more than expand Care-First accident benefits; it also retires Grid, shifting pricing away from a capped-rate framework and toward more direct risk-based pricing.
For drivers, Bill 47’s Care-First model is intended to make injury benefits available faster through their own insurers while reducing the litigation costs that can put pressure on premiums. The move away from Grid pricing is also intended to support a more stable, risk-based premium system, so premiums more closely reflect driver risk rather than spreading some high-risk costs across the broader insured population.
For Alberta auto insurers, these reforms become a reporting challenge: more benefit categories to and claim-level attributes to capture and different General Insurance Statistical Agency (GISA) and Facility Association (FA) reporting logic to satisfy. For carriers using the Alberta Grid Risk Sharing Pool (RSP), Grid retirement also adjusts how previously Grid-rated business is accepted, tracked, and reported through the Pool to FA.
Year
2026
Ready to get started?
Contact us to learn more about our suite of tools designed to make your processes simpler.
It’s never been so easy to meet compliance requirements.